The Retired
Goals & Objectives
Maintain a Comfortable Standard of Living
They want to enjoy retirement without financial stress—whether that means travel, hobbies, or simply peace of mind with everyday expenses.
Optimise pension and superannuation drawdowns
Managing withdrawals strategically ensures income is sustainable, tax-efficient, and aligned with lifestyle goals.
Manage health care and aged care costs
Planning for both current and future medical expenses is essential—especially when facing rising health costs or aged care transitions.
Leave a legacy
Many are thinking ahead about how to leave behind wealth or assets for children, grandchildren, or charitable causes that matter to them.
Pain Points
Fear of outliving their retirement savings.
Uncertainty around aged care planning and associated costs.
Difficulty keeping up with inflation and rising expenses.
Navigating Centrelink or pension entitlements can be confusing and overwhelming.
Objections
Wary of financial planners due to past industry scandals.
Concern about ongoing advice fees eating into limited retirement income.
Belief that they no longer need help now that they’re retired.