Save for a Deposit & Secure a Mortgage

Many first-home buyers are focused on building a sufficient deposit while navigating the complexities of mortgage approval. Their primary goal is to accumulate savings without compromising their day-to-day financial wellbeing and to secure a loan with competitive rates and terms that suit their long-term plans.

Understand Government Incentives

Clients in this category often seek to take advantage of any available government support, such as first-home buyer grants or stamp duty concessions. However, they may need guidance on eligibility, application processes, and how these incentives can impact their borrowing capacity and overall purchasing strategy.

Ensure Financial Stability while Repaying the Loan

Maintaining a manageable and sustainable repayment structure is crucial. These clients want to ensure that their home ownership journey doesn’t come at the cost of their financial security. Balancing loan commitments with other life expenses, unexpected costs, and future goals requires a solid, adaptable financial plan.